Monthly Archives: July 2015

What is Modified Adjusted Gross Income?

​The individual Health Insurance Marketplace application requires individuals to provide accurate income information to determine eligibility status for receiving advanced tax credits. The Marketplace determines tax credit eligibility to lower your monthly health insurance premiums by using your Modified Adjusted Gross Income (MAGI), which is not a specific line on your tax return. It’s important […]

Posted in American Exchange News | Leave a comment

What’s included as Income for Health Insurance?

When you are submitting an application for Health Insurance, you’ll need to estimate what your household income will be for the amount of time you want coverage. Our company, American Exchange, has a direct connection to the Federal Health Insurance Marketplace, as we will make sure your information is submitted. The only reason to submit […]

Posted in American Exchange News | Leave a comment

Knoxville Tennessee Health Insurance Options in 2015 On and Off Exchange

When evaluating your health insurance options in Knoxville, Tennessee, it is very important to look at networks. The state of Tennessee is broken up into 8 regions; Knoxville falls into region number 2. Counties included in region number 2 are: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Morgan, Roane, Scott, […]

Posted in American Exchange News | Leave a comment

Memphis Health Insurance Options

​Memphis, Tennessee has many options to choose from on the health insurance marketplace. When going through your options, you need to take into consideration which area providers and hospitals are going to be participating, in network doctors and hospitals. Even though Blue Cross and Blue Shield of Tennessee has asked for a large increase for 2016, […]

Posted in American Exchange News | Leave a comment

Tennessee Health Insurance in 2016

Health insurance providers in the state of TN, like Blue Cross Blue Shield of Tennessee, Community Health Alliance, CIGNA, and United Healthcare have filed their proposed rates for 2016 and there are some interesting points to learn from the filings, even if the State does not approve them (which they rarely do). The most shocking […]

Posted in American Exchange News | Leave a comment

Nashville Health Insurance Options

When evaluating the health insurance marketplace options available in the Nashville metropolitan area, you need to take a close look at Network differences between each carrier. Tennessee Rating Area 4, which includes Cheatham, Davidson, Montgomery, Robertson, Rutherford, Sumner, Trousdale, Williamson and Wilson Counties has four insurance company options and six network options… and FYI this […]

Posted in American Exchange News | Leave a comment

Short Term Health Insurance Options

By. Rachel Cullor June 25, 2015 The health insurance industry has changed so much in the last few years. In the past, consumers could purchase major medical coverage at will. The carriers would ask health questions, and based on the answers, they could mark up the rate of the applicant or deny them coverage altogether. […]

Posted in American Exchange News | Leave a comment