Monthly Archives: June 2016

Do you understand how Obamacare works?

 Obamacare in 116 Words Obamacare is the nickname of the Patient Protection and Affordable Care Act signed into law by Barack Obama in 2012. The law created an online Marketplace for Americans to buy health insurance from private health insurers. Consumers fill out an online Marketplace application, and based on income and family size, Americans […]

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Republicans Release Obamacare Replacement

Elvis Presley was looking for a “little more action” in his 1968 song “A Little Less Conversation.” The world of politics is one where Representatives and Senators struggle to get things done, so it is hard for conversations to become action. Today–after six years–Republican congressmen turned conversations into action. Paul Ryan and his contemporaries unveiled […]

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Small Group Health Insurance Plans in Chattanooga, TN

The creation of the Health Insurance Marketplace provided employers with an excellent cost saving measure. Those employers offering health insurance to their employees faced skyrocketing premium prices month after month, and employers were hemorrhaging money to provide health benefits. The marketplace offered affordable health coverage to individuals and families. It was a no-brainer to drop […]

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Obamacare Insurers Propose Rate Hikes in TN

Across the nation, ObamaCare health insurers are proposing double-digit rate hikes. Tennessee’s three remaining health insurers on the state exchange are following suit. The Tennesseean recently reported that Cigna, Blue Cross Blue Shield and Humana all proposed double-digit rate hikes for individual and family health plans. Blue Cross proposed the largest rate hike of an average 62 […]

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Shorter terms proposed for short term health plans

Three months: that’s it and that’s all! The Obama Administration seeks to shorten the contract periods for short term health plans. A short term health plan is temporary health coverage commonly used to allow consumers access to health care during a lapse in major medical health coverage. These plans are not required to provide Minimum […]

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Affordable Care Act Basics

What is the Affordable Care Act? The Affordable Care Act is a law passed under the Obama Administration in 2012. It called for sweeping health care reforms to the existing healthcare and health insurance systems in place in the United States. Many legislators attempted to override the law in its six years of existence — to no […]

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Medicare Part B: What it Costs and Covers…

Congratulations! You’ve turned 65! You’ve watched as your health insurance costs have soared for the past 40 years*. Now the United States government is extending you a price break in your health insurance costs. You’re eligible for Medicare. Finally, you have been paying into the health care system for over 40 quarters. Now you get […]

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Medicare Savings Programs

Americans look to Medicare Savings Programs to get help paying Medicare costs. Medicare beneficiaries face health insurance costs such as premiums, deductibles and copays to receive health benefits. Often, many of the members cannot afford the costs of the health coverage. Three main Medicare Savings Programs help folks pay for Medicare costs. Qualified Medicare Beneficiary […]

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