Category Archives: American Exchange News

Bridging the Ryan White HIV/AIDS Care Gap

Great strides are made daily in the diagnosis and treatment of HIV/AIDS. However, in the HIV Care Continuum, a large gap remains between diagnosis and treatment. Why? Many PLWH (People Living With HIV) do not know they can get coverage for treatment. Ryan White and other HIV/AIDS government coverage programs This is especially true for […]

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Affordable Care Act (ACA) and Tax Credits

With the implementation of the Affordable Care Act (ACA), individuals that did not previously have access to employer coverage and could not afford individual insurance premiums on their own, can now shop for plans on the Individual Health Insurance Marketplace. While submitting an application, they also answer questions to see if they are eligible for […]

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Medicare Coverage Gap

Whether you have a Part D Prescription Drug plan or Medicare Advantage plan, you have surely heard of the coverage gap or donut hole.  If you are very lucky, it hasn’t affected you much, but for a lot of Medicare enrollees, the coverage gap can be very scary.  Their prescription costs significantly increase which can […]

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12.7 Million Americans Make Health Plan Selections

12.7 Million Americans Make Health Plan Selections Yesterday, the Center for Medicare and Medicaid Services (CMS) reported that 12.7 million Americans signed up for health insurance coverage. This number accounts for the 9.6 million Americans who enrolled in coverage through the healthcare.gov portal. Another 3.1 million Americans enrolled in coverage through State-based marketplaces. Sylvia Mathews […]

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2016 Marketplace Reenrollment – Active and Passive Enrollment

Active and Passive Reenrollment for 2016 Marketplace Health Insurance Coverage If you enrolled in a Marketplace plan in 2015, then you may not have to do anything at all to renew your coverage, but government agencies, brokers and assisters all agree that you should take action. Open Enrollment for the 2016 plan year begins November […]

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The ABCs of Forms 1095-A, 1095-B & 1095-C

The ABCs of Forms 1095-A, 1095-B & 1095-C by Philip Strang The deadline to file taxes is rapidly approaching. Though the April 18th deadline is not news to the masses, we, at American Exchange, receive plenty of calls asking for Form 1095-A in order to file taxes. It is a relief to know that so […]

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A Tribute to an Esteemed Co-worker

​This blog post is in honor of the lovely and talented Chelauna Sterling. Here she is with her partner-in-crime, Kayla Patton, at the Chattanooga Medical Society’s Denim and Diamonds Ball. At first, Wayne and Phil were like, “no way. Chelauna would never leave us!” Andrew must have known about this. Here he is dancing to […]

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Top Nine Reasons to Open a Health Savings Account (HSA)

  Top Nine Reasons to Open a Health Savings Account (HSA) A Health Savings Account (HSA) is a type of savings account that allows millions of people to save to pay for medical expenses. This type of savings account offers consumers the opportunity to make pre-tax contributions; also, withdrawals are not taxed if the funds […]

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Why Is My Health Insurance Bill So Expensive this Month?

Introduction Nothing is more confusing and disheartening than opening a billing statement only to be shocked by an exorbitant billing amount. If you bought health insurance through the Health Insurance Marketplace, you too might open a billing statement from your health insurer and see a monthly billing rate that is hundreds of dollars higher than […]

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Aetna to Acquire Humana in $37 Billion Deal

​Two major health insurance companies are moving forward in merger talks. Hartford, CT-based Aetna and Louisville, KY-based Humana began the merger talks back in July of 2015. According to businesswire.com, Aetna seeks to acquire Humana’s growing Medicare Advantage business. Another article from Forbes states that one and three people in the United States purchase additional coverage through a Medicare Advantage plan. The […]

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