Category Archives: Uncategorized

Carrier Updated and Resources for COVID-19 Response

Carrier Updates and Resources for COVID-19 Response By: Rachel Cullor   Upon researching different resources and updates for the carriers, we have compiled the following information that we feel may be helpful to our clients.  Most carriers are offering Telehealth services right now, and most ACA plans include wellness and mental health. If you are […]

Posted in Uncategorized | Leave a comment

Carrier Expanded Services During COVID-19

Carrier Expanded Services During COVID-19 By: Rachel Cullor   There are many things that health insurance carriers are doing right now to ensure that their members are well taken care of during this pandemic. The providers in our area include Blue Cross Blue Shield of Tennessee, Ambetter, and Cigna who are all doing what they […]

Posted in Uncategorized | Leave a comment

Telehealth: A New Kind of House Call

Telehealth: A New Kind of House Call By: Rachel Quinn   Telehealth, a term taking the nation by storm due to recent Covid-19 related events, is becoming an important part of many American’s everyday vocabulary.  Healthcare professionals have urged people to stay in their homes as the spread of Covid-19 comes to a peak all […]

Posted in Uncategorized | Leave a comment

Special Enrollment Period: Do You Qualify?

Special Enrollment Period: Do You Qualify? By Rachel Quinn   Open Enrollment is an annual forty five day window that Americans have to enroll into Affordable Health Care or Marketplace Health Insurance.  During this period you can go over your health care options for the upcoming year and enroll into a plan that is right […]

Posted in Uncategorized | Leave a comment

Understanding Common Insurance Terms

Understanding Common Insurance Terms By: Rachel Quinn Open enrollment is an important time for many Americans, especially those with health related issues.  This short window of time is when everyone has the opportunity to enroll in a Marketplace Health Insurance Plan also known as, Affordable Care Act coverage, to some.  This can be a difficult […]

Posted in Uncategorized | Leave a comment

Ways You Can Help During COVID-19 Outbreak

Ways You Can Help Your Community During COVID-19 Outbreak By: Rachel Cullor   With every state in the United States affected by the COVID-19 outbreak, and  millions of people under self-quarantine or under orders to stay at home, it is definitely a scary time for the country. Doctors, nurses, and other medical experts are on […]

Posted in Uncategorized | Tagged , , | Leave a comment

Payment and Grace Period Flexibilities Announced!

CMS released an announcement Wednesday, March 25th, that they will allow issuers of qualified health plans and stand-alone dental plans on the Health Insurance Marketplace and State Based Exchanges to extend binder payment and ongoing premium payment deadlines during the COVID-19 crisis.  Typically, binder payments of new policies must be made by the effective date […]

Posted in Uncategorized | Tagged , | Leave a comment

COVID-19: Doing Our Part

COVID-19: Doing Our Part By: Rachel Cullor March 17th, 2020   2020 has started out much differently than 2019. With the detection of the COVID-19 virus and efforts to slow the spread, a lot of measures have been taken that disrupt our normal routine. The first US case of COVID-19 appeared in Washington on January […]

Posted in Uncategorized | Leave a comment

BlueCross BlueShield of Tennessee to Expand Obamacare Coverage!

BlueCross BlueShield of Tennessee is expanding their coverage area for 2020, offering individual Marketplace plans in Memphis and Nashville for the first time in a couple of years. Other TN carriers such as Cigna, Oscar, and Ambetter are also expanding which proves that the individual market has stabilized. In fact, most carriers will be cutting […]

Posted in Uncategorized | Leave a comment

HRAs: What’s Changing and How Employers Can Help Their Employees Buy Individual Health Coverage

Health Reimbursement Accounts have specifically been utilized up until now by employers as a way to help employees offset deductibles, coinsurance, and sometimes, the copays they incur when using their group health plan. Employers were barred from offering HRAs to employees that bought coverage on the individual market. As you probably know, the cost of […]

Posted in Uncategorized | Leave a comment