The American Exchange Personal Health Account, PHA, offers a stress free way to offer your employees health benefits. All while saving you money.
The Employer is no longer left wondering “How bad will my renewal be this year?”Contributions to the PHA are Fixed and controlled directly by the business, not the insurance carrier.
The trend in consumer driven health care has been growing at an increasing rate. The terms HSA and HDHP are more than common today.The PHA takes that one step further. Now the consumer has to choose what they need, with the help of a licensed, experienced agent to answer their questions.
With the continuously decreasing participation rates in small group health plans, how many employees feel that the plan design ACTUALLY fits their needs?The PHA benefits all the employees in one way or another, and is a great benefit to offer employees.
We sit down with each of your employees and help them customize the BEST health plan, AT NO COST, for their unique life situation. Since each employee gets personalized service, they benefit from more options and are assured of finding the best possible match for their needs.